Here’s what happens when a home purchase contract goes to underwriting. Today I’m joined by Zell Railey of Bank of England Mortgage. We’re here to discuss the underwriting process and how it affects homebuyers. Once you go under contract to buy a home, there is a flurry of activity for 10-15 days, then things go […]
Should You Sell During the Holidays?
If you’re considering selling your house, here are four reasons selling soon may be a great idea Most people put their homes on the market in the spring, but there are still buyers needing to purchase from Thanksgiving until the new year and through the rest of winter. If you’re considering selling your house, here […]
Q: What’s Going on in the Birmingham Housing Market?
The numbers for the September 2020 Birmingham metro are in. Take a look. As we head toward the end of the year, demand still outpaces supply—our inventory is very tight right now and sellers are getting record prices for their homes with very few concessions. The home sales rose by 3.2% between August and September. […]
THE MORTGAGE PROCESS – BUYING A HOME FROM A LENDING OFFICER’S PERSPECTIVE
In this post we are going to cover how to begin the process of buying your first home as well as some different mortgage options available to you during this difficult time. I took the time to sit with Zell Railey, a Loan Officer with Weber Mortgage in the Birmingham, Alabama area to pick his brain about ways that first time homebuyers can make the homebuying process easier. This post is a great source of information for first time home buyers as Zell covers a lot of great topics and shares information that buyers need to be aware about.
7 Tips for Buyers in Multiple-Offer Scenarios
In our hot seller’s market, homes are selling quickly and for above asking price. Buyers need every edge they can get, and thankfully, the strongest offer isn’t always the one with the highest price. Remember these seven tips when you’re writing your offer: Earnest deposit. Put down a strong earnest deposit to show in good […]
Q: What Produce Can You Find at Smiley Brothers?
Today I’m taking a break from real estate to shine a spotlight on Smiley Brothers, a specialty deli and butcher shop in Pelham. Joining me is owner Criss Smiley to talk about what they offer, how they’ve expanded their selection this summer, and what they’ve done to adapt to COVID-19. I’ve been to Smiley Brothers […]
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